Wheatley Homes says its plans could help make Dumfries High Street "the vibrant place it once was".
Berwick's MP David Smith says banks do not realise the impact of closures on rural areas.
The high-street lender is the latest to announce a swathe of branch closures.
The world's oldest savings bank is set to be bought over by Santander in a £1.7bn deal.
Police believe the gang used cutting equipment before getting away in a black Audi.
Santander is closing 95 of its UK branches, including North Walsham.
Customers of a Santander branch which is one of 95 to be closed have expressed their disappointment.
The bank will start closing branches from June, putting 750 jobs at risk.
The Paper Cup Project says its bank account has been locked since 16 December, causing huge problems.