Summary

  • Andy Burnham has been warned against dropping the triple lock on pensions, with the Unite union leader saying it would be "morally wrong"

  • The triple lock means the state pension increases by inflation, average wage growth, or 2.5% - whichever is highest

  • Asked whether the lock should be dropped to fund the PM's social care plans, Sharon Graham says: "Going to a group of people who are getting around £12,500 a year in order to pay for it, to take away their security, is wrong"

  • Would changing the triple lock cover the cost of social care reform? BBC Verify looks at the numbers

  • Labour committed to the triple lock in its 2024 manifesto. Burnham has not said he's dropping it - but speculation is rife ahead of his first conference speech as PM

  • Earlier, Deputy Labour leader Lucy Powell was repeatedly asked about Burnham's plans - she said the party was "absolutely committed" to the triple lock but wanted a "long-term solution" on social care

  • Burnham will be explicit about retaining the triple lock, writes Chris Mason - but could start a conversation about what Labour offers at the next election

  1. Rayner: We're rewiring the state the Labour waypublished at 12:04 BST

    Rayner says the government has overhauled the planning rules to get homes and infrastructure needed, rebalanced council funding on the basis of need, and "put record funding" into building social and council homes.

    She says local leaders are being given more control "rewiring the state the Labour way" and backing "good growth" to benefit all by "shifting power out of Whitehall".

    Homes give people hope, she says, adding for the government will make it easier for councils to bring the homes that "sit idle and unused" back into use for "desperate families who need them".

    British Housing Secretary Angela Rayner speaks at the Labour Party's annual conference in Liverpool, Britain, September 29, 2026.Image source, Reuters

    Rayner says she is announcing more powers for local leaders to tackle homelessness, including refering local homeless households to other social housing providers to reduce reliance on temporary accommodation.

    There will also be a new duty on public services to work together to provide the wrap around support to prevent homelessness before families reach "crisis point", she says, adding that's what Labour means by giving more public control of housing.

  2. 'I don't cry often' says Rayner as she speaks of 'hope'published at 11:49 BST

    Rayner speaking from the podiumImage source, UK Pool

    Rayner is greeted by big cheers as she takes the stage.

    "I don't cry often," she says, making an emotional start to her speech, saying "it's so good to be back".

    The housing, communities and local government secretary says the shared task now is to "give our country hope again".

    She says people should have the control to shape their own lives for themselves, and says the government must "get things done and make a real difference that people can see and feel, not just tomorrow but today".

  3. Angela Rayner begins speech at Labour conferencepublished at 11:45 BST

    Housing Secretary Angela Rayner speaking during the Labour Party Conference at the ACC Liverpool.Image source, PA

    Housing Secretary Angela Rayner is now addressing the Labour Party conference in Liverpool.

    You can watch live at the top of this page, and we'll bring you the key lines here.

  4. Rayner and Bryant also addressing Labour conferencepublished at 11:36 BST

    Angela Rayner arrives at the Labour Party ConferenceImage source, Reuters

    Andy Burnham is not the only big-name speaker on the main stage of the Labour Party conference in Liverpool today.

    Housing, Communities and Local Government Secretary Angela Rayner is due to speak at around 11:40, and we've already heard from Northern Ireland Secretary Chris Bryant.

    Bryant said he couldn't give the speech he wanted to, or even stay to hear Burnham's speech, because he felt he should instead address his remarks to the ongoing Drumcree parade dispute and then travel to Northern Ireland to try and help seek a resolution.

    He said he would be "bringing both sides together, talking to everyone, bridging sectarian divides, and giving compromise a chance".

    • For context: A controversial parade, which in the 1990s sparked some of the most serious disorder in Northern Ireland's history, was due to go ahead on Sunday for the first time 30 years, but didn't due to protesters blocking its route in Portadown
    Chris Bryant speaking from a podium at the Labour Party conferenceImage source, Reuters
    Image caption,

    Northern Ireland Secretary Chris Bryant

  5. Analysis

    Burnham opens debate on huge issue of social care reformpublished at 11:20 BST

    Chris Mason
    Political editor at Labour's conference in Liverpool

    It’s a big morning for Andy Burnham. Conference speech day is always a big day for a prime minister, and perhaps no bigger than when it is your first one in the role.

    The pitch from Burnham is that “hope comes from honesty”, there needs to be “less drift and more direction” and there needs to be a willingness to say “the things politicians usually avoid.”

    The other day he told the BBC he wants to shake up social care in England, but would only be able to do so after a general election given he was committed to the tax promises Keir Starmer made at the last general election.

    This prompted a flurry of chat about how his social care plan could be paid for - and in particular the future of what is known as the triple lock.

    But plenty of politicians, in multiple parties, have long privately fretted that its cost is ballooning and will continue to do so, but would bemoan how politically difficult it would be to drop it.

    It’s a tricky one for the prime minister: he has the leader of the Unite union saying it could be “electoral suicide” to ditch the triple lock.

    Meanwhile the markets - which determine the cost of borrowing for the government - are keeping a keen eye on whether Burnham’s promises appear to be financially credible.

    In other words, he has to be able to point to things where money won’t be spent, as well as where it will be.

    Prime Minister Andy Burnham rehearses his keynote address on stage at the ACC in Liverpool which he’ll deliver to delegates at the Labour Party conference tomorrowImage source, PA Media

    This morning No 10 are being pretty coy about precisely what Andy Burnham will or won’t say on all this later on.

    They really don’t want to overcook it or over do it, instead suggesting it is others who have been getting carried away.

    But ministers are well aware that a hare is running about it all - and given that, it would be extraordinary if there was no mention of it all, given that promise about “honesty”, candour and trade offs.

    Sufficiently extraordinary that his critics would pounce on what they’d see as a precise lack of the very thing he is promising - candour.

    Folk I am hearing from this morning suggest, as one figure put it, “people will be surprised on the upside” about how much Burnham will be willing to lean into the options that could be explored as part of Labour’s offer at the next general election.

    He will be explicit it will be retained, as promised, until the election. Instead, it would appear Burnham will seek to seed a conversation about all of the above, without nailing down the details.

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    His allies see this as a different approach to politics – being open about options, starting a debate but not crudely or abruptly shifting policy.

    There is an implicit comparison with Keir Starmer’s ditching of the Winter Fuel Payment – which appeared to come from nowhere and had a near immediate impact.

    But that didn’t stop Sharon Graham of Unite likening the two approaches – claiming “the danger of doing it” is that Labour could “waste” a second hearing which it now has under Andy Burnham.

    And so the debate begins.

    In the round, though, ministers I speak to are relishing what they see as a return to big arguments, about generational issues with a prime minister willing to wrestle with them in public.

    This afternoon we will get a fuller sense of the scope and scale of that – on social care, pensions and much else.

  6. Burnham is not the first prime minister to attempt to reform social carepublished at 10:50 BST

    Prime Minister Andy Burnham on the main stage during the Labour Party Conference at the ACC Liverpool.Image source, PA

    As Andy Burnham plans to offer free social care services to everyone in England, it may bring back memories of former attempts at changing the system.

    Burnham's own party, under previous leader and fomer prime minister Keir Starmer, proposed a national care service, but gave no funding or timeframe to the idea.

    Two Conservative attempts to reform the social care system under Theresa May and Boris Johnson's governments also failed previously.

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  7. BBC Verify

    Would scrapping pensions triple lock cover cost of social care reform?published at 10:32 BST

    By Ben Chu, policy and analysis correspondent

    There’s been some speculation this morning that Prime Minister Andy Burnham could use his Labour Party conference speech to float the idea of scrapping the triple lock on the state pension to pay for his proposed social care reforms in England.

    The triple lock guarantees that the state pension goes up each year in line with either inflation, wage increases or 2.5% - whichever is the highest.

    But what the government could save in the long-term from scrapping it is unclear. This is because it is linked to the volatility of people’s future earnings and the rate of inflation.

    The Institute for Fiscal Studies (IFS) has estimated that keeping it in place could cost “anywhere between £5bn and £40bn per year”.

    And the Resolution Foundation think tank has estimated that scrapping the triple lock now and replacing it with a simple earnings link would only save the government around £650m a yearby the end of the parliament.

    That would be well below the estimated annual cost of most social care reform options which have been estimated by the Health Foundation to cost between £4bn and £18.5bn a year.

  8. Labour committed to triple lock pension pledge for this Parliament, says Powellpublished at 10:12 BST

    Lucy Powell on BBC Breakfast

    As Burnham's speech approaches, there has been speculation that in order to fund his plans for social care, he could question the long-term viability of the triple lock policy on the state pension.

    The policy, which increases the amount paid in the state pension annually, is expected to add billions to the cost of pensions in future years because of the UK's ageing population.

    Speaking to BBC Breakfast this morning, deputy Labour leader Lucy Powell says Labour is "committed to the triple lock" for this Parliament, as part of the pledge it made in its 2024 manifesto.

    Pressed on whether the triple lock would be included in Labour's next manifesto going into the next general election, Powell says "we don't write manifestos now, we're delivering the last manifesto".

    "We are talking about how we can deal with these big challenges that the country faces, and they are going to be paid for. Some people are already paying for social care, acutely and profoundly."

    Speaking to Radio 4's Today programme, Powell says the party's social care proposals will be in its next manifesto after a “national conversation” around finding a "long-term solution" to social care, following Baroness Casey’s review.

  9. Burnham to set out vision for NHS-style social care system for Englandpublished at 09:56 BST

    British Prime Minister Andy Burnham applauds during British Chancellor of the Exchequer John Healey's (not pictured) speech at the Labour Party Conference in Liverpool, Britain, 28 September 2026Image source, EPA/Shutterstock

    The prime minister is expected to set out his "vision" for offering access to free social care services to everyone in England.

    Adult social care provides state support to help people live more independently, including assistance at home. But the current social care system isn't free, unlike NHS services.

    Burnham told the BBC on Sunday he will put his plans before voters at the next general election, saying it would be a system in which "everyone contributes, everyone is covered". He did not rule out tax rises, acknowledging it may be "difficult or unpopular" with some.

    Burnham did say the plans won't come into effect until after the general election, as he wanted to stick to the commitments in Labour's 2024 election manifesto, which included a promise not to increase national insurance, income tax or VAT.

    Baroness Louise Casey was asked by Burnham to speed up her commission into adult social care in England, and now it's due to be released by April 2027.

    Shadow home secretary Chris Philp said the PM was suggesting Labour wanted "more tax rises" to pay for the reforms, adding the Conservatives would not support this.

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  10. Remind me, what is the triple lock?published at 09:40 BST

    The triple lock is all about state pensions.

    It guarantees that the state pension goes up each year in line with whichever is the highest out of inflation, wage increases or 2.5%.

    Introduced in 2010 by the Conservative-Liberal Democrat government, it was designed to ensure the value of the state pension wasn't overtaken by the increase of the cost of living or incomes of workers.

    In its 2024 manifesto, Labour pledged to retain the triple lock for the state pension.

    According to the Institute for Fiscal Studies, the state pension costs £154bn per year, the largest benefit in the UK. It says spending on the state pension is now £16bn higher than it would have been without the triple lock.

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    Currently, the age to claim a state pension is 66, but gradually rising to 67 in a phased approach.

    The state pension is a payment made every four weeks by the government, to people who have reached the qualifying age and have paid enough National Insurance contributions.

    • You can read more about the triple lock here
  11. Scrapping triple lock pension pledge would be 'morally wrong', says Unite bosspublished at 09:34 BST

    General secretary of Unite, Sharon Graham, pictured on 3 September 20205Image source, PA Media

    The general secretary of the Unite union, Sharon Graham, says taking away the triple lock guarantee for pensions would be "morally wrong".

    Speaking to the Radio 4's Today programme, Graham says: "It's important that Labour makes sure that working class people know they are on their side, and this would be a direction of travel that would say the opposite to that."

    Instead of "trying to pick the pocket of pensioners", Graham says we need "to move over to the other side of the equation, and look at things like wealth taxes, way before we try to stop something like the triple lock".

    "It's wrong, and to be fair to Andy (Burnham) he hasn't said that, we haven't heard that come from Andy, this is a rumour that's been floating around since Sunday," she adds.

    Graham has previously commented that scrapping the triple lock would be "electoral suicide".

  12. Burnham prepares to address Labour conference amid triple lock speculationpublished at 09:21 BST

    Prime Minister Andy Burnham standing and clapping against a red background.Image source, PA Media

    Andy Burnham is set to deliver his first Labour Party conference speech as prime minister today.

    Burnham will promise "bold and honest" leadership, saying he will outline policies and commitments that form a "serious prospectus" for Britain and offer people more control over their lives.

    Ahead of his speech, the prime minister is facing speculation that in his efforts to free up funding for his social care plans, he could question the long-term sustainability of the "triple lock" uprating policy for the state pension.

    Downing Street would not be drawn on whether a review is being considered, while ministers have been clear that a manifesto commitment to keep the triple lock for the duration of this parliament stands.

    The prime minister is also expected to announce a new government body to invest in Britain's electricity grid, with the aim of bringing UK energy costs in line with other nations in Europe within ten years.

    We're also expecting to hear from Housing Secretary Angela Rayner just before midday, ahead of the prime minister's address at 14:00, which you can watch live here.

    Stick with us as we bring you the latest updates and analysis from the conference floor.

  13. Healey promises more 'resilient' country in first conference speech as chancellorpublished at 14:36 BST 28 September

    Chancellor of the Exchequer, John Healey speaking during the Labour Party Conference at the ACC Liverpool.Image source, PA

    In his first Labour Party conference speech as Chancellor, John Healey said the government plans to bring back hope through a "new age of industrialisation", announcing new funding for shipbuilding and manufacturing.

    Also addressing the conference this morning were Foreign Secretary Ed Miliband and Defence Secretary Wes Streeting, here's what we heard:

    • With a month to go until he delivers his Budget, Healey pledged to stick to the fiscal rules, adding that he hopes to "build a more resilient country" than the one left by the Conservatives
    • He told conference delegates that the money Labour had to spend in the 1990s "is simply not there now"
    • During the speech, the chancellor announced £6bn of new contracts for British shipyards, which he said would help defend the UK for decades to come
    • Healey said Rolls-Royce will invest £300 million in British factories in Derby, Bristol, Glasgow and Rotherham, in what he described as a "new age of industrialisation"
    • Earlier, Streeting told the conference hall that the government is making a “cast iron guarantee" to honour its promise to Nato allies to spend 3.5% of GDP on core defence by 2035
    • He also addressed the incident at RAF Fairford yesterday, as he said the UK and the US "will always stand together against those who hate our freedom"
    • Meanwhile, Miliband told delegates that the UK will "confront the urgent risks we face from AI", adding that "no tech titan should stand in our way"
    • On the Middle East, Miliband said the UK has "reset" its approach to Israel and the Palestinian people under PM Andy Burnham

    We're pausing our live coverage for now, but you can read more in our full story here.

  14. Analysis

    A dose of financial reality at the heart of Healey's speechpublished at 14:24 BST 28 September

    Dharshini David
    Deputy economics editor

    John Healey speaking at a lectern, with the silhouettes of crowd members in the foreground.Image source, Reuters

    The Chancellor’s speech leant heavily on the concept of hope, but at its heart was a dose of financial reality.

    Whatever the government’s spending ambitions, the indication was the forthcoming Budget would be about fiscal discipline, rather than extra cash.

    We do, after all, spend more on interest payments on existing public debt than any government department, apart from health.

    But there remains many questions about how the Chancellor will realise goals such as faster growth and better employment opportunities.

    The extra funds for apprenticeships will, for example, be a welcome boost – but it’s a relatively small one – and many sectors continue to grapple with higher costs of employing staff, including tax changes imposed by the previous Chancellor.

    So, there is much yet to be resolved – and while optimism is crucial for a thriving economy, hope alone won’t do the job.

  15. Union Learning Fund - the training programme Healey pledges to reinstatepublished at 14:12 BST 28 September

    The reinstatement of the Union Learning Fund, a trade union-run programme to provide workers with extra education, also featured in John Healey's speech.

    The chancellor said 180,000 workers had received new training each year through the fund before it was abolished by the Tories in 2021.

    But what is it?

    Set up in 1998, the aim of the fund has been to help support the most disadvantaged learners in the labour market, focusing on maths and English, and the take-up of high quality apprenticeships.

    Employees did not need to be union members to take part in the scheme.

    It also focused on digital skills and training for jobs in growing industries, such as advanced manufacturing.

    Before it was closed in 2021, the fund was managed and administered by Unionlearn, an organisation run by the Trades Union Congress.

  16. BBC Verify

    Do we spend more on debt interest than on the Home Office, justice and defence?published at 13:56 BST 28 September

    By Tom Edgington

    Chancellor John Healey criticised the economic record of the previous Conservative governments, telling his party’s conference they “left Britain spending more on debt than the Home Office, defence and justice put together”.

    Back in March, the Office for Budget Responsibly (OBR) - the official spending watchdog - forecast debt interest would cost £135bn in 2026-27.

    That’s higher than the Home Office, Justice and Defence budgets, which are expected to total £103bn this year.

    The OBR is due to update the official debt interest forecast at next month’s Budget.

    It’s important to note that debt interest costs have continued to rise under the Labour government. At the start of this month, long-term market borrowing costs climbed to their highest levels since 1998.

  17. Apprenticeships pledge comes ahead of anticipated report on youth unemploymentpublished at 13:48 BST 28 September

    An older man in glasses with graffiti behind him.Image source, PA Media
    Image caption,

    Former Labour minister Alan Milburn is producing a final report on youth unemployment

    In his speech, the chancellor referred to Alan Milburn's upcoming report into youth unemployment, describing how the Labour minister's ongoing work "lays bare the scale" of the challenges young people face.

    This is has been a key focus of Labour since its general election win in 2024, with former PM Keir Starmer describing Milburn's interim report in May as "sobering".

    The latest official figures, released last month, suggest 981,000 people aged 16 to 24 were not in education, employment or training (Neet) between April and June 2026 - a 3% increase on the same time last year.

    Reacting to these latest figures, Work and Pensions Secretary Pat McFadden said the government was determined to "turn the tide" on the youth unemployment crisis.

    The final instalment of Milburn's report - including recommendations for how to tackle the problems outlined - is expected to be published later this year.

  18. Healey careful not to give too much away on Budget planspublished at 13:32 BST 28 September

    Jennifer McKiernan
    Reporting from Liverpool

    There was clearly a lot of support for John Healey in his first conference speech as chancellor, as he outlined how getting young people into work was key to his vision ahead of his first Budget on 28 October.

    As a veteran Labour politician, Healey sprinkled his speech with anecdotes about his time in government that kept delegates laughing, including his tale of lending Gordon Brown his red tie at the 1999 Labour conference.

    Notably, some of the biggest cheers were for the re-establishment of the Union Learning Fund - a fund relatively unknown outside the trade union circles who are at the conference in force.

    Healey was careful not to say too much about his Budget plans, though offered new announcements about Rolls-Royce factories and Royal Navy floating docks that went down a storm with the party faithful.

  19. 'A new age of industrialisation' and more money for apprenticeships - Healey's speech recappedpublished at 13:23 BST 28 September

    Healey speaks at a podium while Burnham listens from a seat to his sideImage source, Reuters

    Healey has just finished giving his first speech to a Labour conference as chancellor. Here's what we heard:

    • Labour will bring back hope through a "new age of industrialisation", he says, announcing the government will commit £6bn for British shipyards, and new docks for new submarines will be built "in Britain, by British workers"
    • But the chancellor Healey warns the money New Labour had in the 90s is "simply not there now", and criticises the fiscal situation left to them by the Conservatives. He says he and PM are in "lockstep" on the need to meet the fiscal rules
    • It's a warning about what's to come when he delivers his first Budget next month, writes our political correspondent Jack Fenwick
    • The chancellor also announces mayors will be given £100m to fund a new apprenticeships scheme, saying: "The best thing we can offer a young person isn’t a benefit payment, it’s a first job with training and a wage"
    • "It's not progressive to allow a bigger and bigger benefits bill... this is not just an economic must, this is a moral duty," Healey says
  20. Analysis

    Speech had a defence flavour to it - but key questions on spending remainpublished at 13:04 BST 28 September

    Jack Fenwick
    Political correspondent, reporting from Liverpool

    This speech had a distinct defence flavour to it, but big questions remain on that area for the chancellor.

    Healey resigned as defence secretary, a move that many saw as one of the final nails in the coffin for Keir Starmer’s premiership.

    He announced £6bn of new contracts for British shipyards, which he said would help defend the UK for decades to come.

    But the chancellor still needs to find almost £5bn in next month’s Budget to fund the Defence Investment Plan.

    And he's under pressure to set out when and how the UK will reach 3% of GDP on defence spending.

    Expect that to be one of the biggest talking points around Healey in the coming weeks and months.